How does a traffic ticket, first offense, impact the cost of auto insurance in dollars or percentage?
I got a traffic ticket under the Ontario Highway Act for "Disobey a Stop sign" it carries a 3 demerit points and a fine. I would like to know how much this infraction may increase my auto insurance at renewal.
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It depends on the company and its policies. Insurers don’t routinely check your record on renewal because of the cost of doing it, but they will check at some point and see it. What effect it has on your rates is up to the company.